What Does It Mean to Be Your Own Bank?

7/10/2026

A plain-language introduction to infinite banking and cash value life insurance.

Being your own bank means capitalizing a system you control — typically a dividend-paying whole life policy — so you can finance opportunities without giving up the long-term growth of your capital to a third-party lender.

This site covers the core ideas behind cash value life insurance, infinite banking, and educators like Dan Thompson who teach the concept in practice.